Houston Cash Services
Payday loans and cash advances in Houston, TX.

If you find yourself in need of money, a payday advance might just be the thing you need to solve your problems. It can give you several hundred dollars, up to a thousand dollars to pay for surprise bills and expenses. If you are ready to solve your money problems, the easiest way to get the process started is to apply online.

Apply online now!

New to the world of payday advances? You might want to take a minute and read a little bit about them before you proceed.

The Basics

First, you need to know just what a payday advance is. It is simple enough but these loans may be a bit different than what you are used to. The purpose of a payday advance is to simply loan you a few hundred dollars until your next payday when you will need to pay it back. Most loans are for under $1000 and they are to be repaid in two weeks or less.

To qualify for one of these loans, you will need to have two basic things. You will need a job and a checking account. With those two things, most people will be approved for a loan. Even if you have poor credit, you can probably get approved.

Things To Consider

Before taking out an expensive payday loan you should look for other sources of money. Do you have friends or family that you can borrow from? It can be tough to ask for money but you would avoid fees. Can you get an advance from your work for money that you have already earned?

In addition to other money sources, you should consider if it would be better to not take out a loan at all. If the cost of late fees or reconnect fees is less than the cost of the loan, you might not want to take one out.

Lastly, you should be sure to take out only what you need. The more money that you take, the more fees that you will have to pay. This will make it harder for you to catch up. Take out only what you need to meet your current financial needs without taking out “a little extra”.

One comment

  1. Heath says:

    Good basic information here.

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