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If approved, your lender can get your money to you as soon as the next business day.

Cash Loan Information

Some information that you should know before taking out a cash loan in Houston.

About Payday Loans

You have probably heard this term over and over again, but just what is a payday loan and how hard is it to get. Payday loans are short term loans designed to, like the name implies, get you by until your next payday. They are usually for amounts of less than $1000 and are designed to be repaid on your next paycheck or within two weeks, in most cases. To qualify for one of these loans, you will need a checking account and a source of regular income. Lenders are far more lenient with credit requirements so you can usually qualify for a payday loan or cash advance in Houston even if you have bad credit.

Use Carefully

Payday loans should be used carefully. Before you take out a payday loan, there are some things that you should know.
1. Interest Rates Are High
Your lender will typically charge you a set fee per hundred dollars borrowed. $15 for example. This means that if you borrow $100, you will have to repay $115. Because the loans are very short, this makes the effective APR very high. Many cases it is in the 400% Range.
2. Loan Terms Are Short
Most loans are due to be repaid within two weeks. You should make sure that you are able to repay the loan in this time period.

How Does It Work

Submit Your Info
First, you fill out the short quote form and submit your information.
Get An Offer
If a lender approves you for loan, you will get an offer. Review the offer, being sure to note all of the terms and conditions of the loan.
Accept Your Offer
If you like the terms of the loan, accept the offer and electronically sign your loan. This is a big decision so be sure that you understand what you are committing to.
Get Your Money
Your lender will deposit your money into your account as soon as the next business day.

Ready For Your Quote

The form only takes a few minutes to complete and you are under no obligation.

About Us

Why choose Houston Cash Services for your loan quote?

Houston Cash Services is not a direct lender. Instead, we match you to a lender that is willing to offer you a loan. When you fill out a quote, your information will be securely sent to lenders using a ping tree. The order that lenders receive information is based on a bidding system. This service is free to you and it can often allow you to get a loan much faster because your loan will be quickly sent to a network of lenders. This is faster than filling out dozens of separate forms at dozens of different websites.

Please Note:

  • Payday loans are designed for short term financial relief, they are not long term financial solutions.
  • We are not a direct lender. We offer a free service that matches consumers with lenders willing to offer them a loan. We are compensated by these lenders and the service is always free to you.
  • When you fill out a loan quote form on this website, you are authorizing our partners to perfom  credit check and verification on you. They may share this information with lenders in their network.
  • Your lender will provide you with information about rates, fees and terms. You should read this information thoroughly before signing your loan contract.