Houston Cash Services
Houston, TX Cash Advances & Payday Loans

Houston Cash Services is a website designed to give Houston, Texas residents access to quick personal loans. You can apply online with one of our partners or over the telephone 24 hours a day. In most cases, you can have your money on the next business day. Before taking out a cash advance or payday loan, consumers should make sure that they are aware of both the benefits and the negatives of these loan types. Here is some basic information that everyone should know.

  1. Payday loans are for short periods.
    These are not designed to be long term loans. These are short term loans designed to be paid back within two weeks most of the time. Because of this fact, borrowers should take out no more money than they are able to pay back within that time period.
  2. TheĀ fees are high with payday loans.
    Loan fees are quite high with these loan types. Lenders are providing loans very quickly and because of the high risk, they charge high fees. Be sure to review all fees before accepting a payday loan.
  3. You should only borrow what you need.
    Before you decide how much to borrow, look at alternative sources of financing and look at how you can cut your expenses. Then, get a loan for just the amount you need and not a dollar more. The less that you borrow, the more likely you are to be able to pay it off.
  4. Take out only one loan at a time.
    Taking out more than one payday loan at a time is unwise and possibly illegal. Only take out one loan at a time so that you are able to pay it off by the due date.

In short, payday and cash advances are useful financial tools but they come with risk. Be careful so that you do not get trapped in a payday loan.

-Houston Cash Services