Houston Cash Services
Welcome to Houston Cash Services. We make it easy for you to get the money that you need to meet your short term financial obligations and needs. In emergency situations, speed is of the essence so if you are already familiar with payday loans and cash advances, apply online for the quickest results.
If you are unfamiliar with these loans, please take a moment to review your options below and see what is involved.
You have probably heard this term over and over again, but just what is a payday loan and how hard is it to get. Payday loans are short term loans designed to, like the name implies, get you by until your next payday. They are usually for amounts of less than $1000 and are designed to be repaid on your next paycheck or within two weeks, in most cases. To qualify for one of these loans, you will need a checking account and a source of regular income. Lenders are far more lenient with credit requirements so you can usually qualify for a payday loan or cash advance in Houston even if you have bad credit.
When you need more money and more time to pay it back, you need an installment loan. These loans will be for amounts greater than $1000 and will have regular payments scheduled. To qualify for an installment loan, you will need a checking account, a source of income and a social security number.
- How much will my loan cost me?
Fees will vary depending on your particular situation and the amount of money that you borrow. All fees will be reveled to you before you commit to a loan so that you can make an informed decision on how to proceed.
- When will I get my money?
In most situations, the money will be deposited on the next business day. Holidays can delay the transfer of money.
- Does it cost anything to apply?
No, there are no loan fees unless you decide to accept an offer.
- When will I know if I am approved?
After filling out a short application online or on the phone, you will know the results within minutes.
- What happens if I can not repay my loan on time?
Call your lender as soon as possible. They may be able to refinance your loan. Please note that there will be additional fees and you should try to pay off at least a portion of the principal.
- Why do I need a checking account?
For convenience, your lender will be depositing money directly into your account and withdrawing your payment automatically. This is why you must have a checking account.
- Can I qualify with bad credit?
Yes, lenders do not look at your credit in a traditional way. You can qualify for a cash advance or payday loan, even with bad or poor credit.